Van Insurance
Competitive Van Insurance
UK Sure commercial vehicle insurance provides excellent cover for the professional tradesperson, meaning you can go about your work knowing that you are fully covered. Our commercial vehicle broker team has many years of experience and can offer competitive rates with our panel of insurers.
If you're not planning on using your van as part of your work or business, you need personal van insurance. On some insurance policies, you'll often see personal van insurance being called private van insurance or listed as cover for social and domestic use. If you intend to use your van for business or even as part of your commute, you need commercial van insurance. If you use your van to deliver parcels or goods then you need hire and reward insurance.
At UK Sure, we work with various insurers so that you can get the van insurance you need no matter what kind of business you own. We arrange and tailor commercial vehicle and fleet policies for all types of businesses, including vehicles driven for business and private use and fleets consisting of a mix of vehicle types.
Why Our Van Insurance
Requirements & Exclusions
Key Features of Our Van Insurance
Your van is essential to your business. UK Sure provides specialist van insurance that covers tradespeople, couriers, delivery drivers, and mobile service businesses — keeping you on the road and fully protected.
All Van Types Covered
From standard commercial vans to specialist vehicles — catering, refrigerated, pet groomers, and more.
Fleet Discounts
Insure 2 or more vehicles on a single policy. One renewal date, one point of contact, often cheaper than individual policies.
UK Sure has been matching commercial vehicle and fleet insurance providers with owners for many years. For many businesses, their vehicle or fleet is the second most valuable asset after their commercial property. Our focus is always on comprehensive, flexible, and cost-effective coverage provided by insurers who offer an efficient claims service.
Frequently asked questions
1. Do you cover specialist vans?
Yes — we arrange cover for catering vans, refrigerated vans, pet groomers, ice cream vans, coffee vans, window cleaner vans, and more. Tell us what you drive and we'll find the right policy.
2. What is the difference between personal and commercial van insurance?
Personal van insurance covers social and domestic use only. Commercial van insurance covers business use including commuting, deliveries, and transporting tools or goods. If you use your van for any work-related purpose, you need commercial cover.
3. Can I insure a fleet of vans?
Yes. Fleet policies for 2 or more vehicles often save money with one renewal date and one point of contact. We can insure mixed fleets including cars, vans, and trucks on a single policy.
4. What types of van insurance policies are available?
Three levels: Third-party only (TPO) is the legal minimum covering damage to others. Third-party fire and theft (TPFT) adds fire and theft cover for your van. Comprehensive covers all of the above plus accidental damage to your own vehicle.
5. Do I need hire and reward insurance for courier work?
Yes. If you use your van to deliver parcels or goods for payment, standard commercial van insurance will not cover you. You need hire and reward insurance, also known as courier insurance. Call 01323 416706 to discuss your options.
6. How quickly can I get a van insurance quote?
Request a quote online and we'll call you back within 30 minutes. Cover can start the same day. Call 01323 416706 for an immediate quote.