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Horsebox Insurance

Horsebox Insurance

Horsebox Insurance — Cover for Personal, Business & Hire Use

Horsebox insurance covers your horsebox or horse trailer against theft, accidental damage, fire, and third-party liability. Whether you use your horsebox for personal transport to events, professional equine business, or hire and reward, you need a specialist policy that covers the unique risks of transporting horses and livestock.

At UK Sure, our horsebox insurance caters to all types — from 3.5-tonne horseboxes to large HGVs. Our policies cover personal use, business use, equine use, and hire and reward. Options include breakdown cover, low mileage discounts, living accommodation cover for horseboxes with living quarters, and tack and saddlery cover. We cover both self-drive and horsebox-with-driver operations.

Whether you transport horses to local shows or operate a professional horsebox hire business, UK Sure will find competitive cover.

Get a quote online or call us on 01323 416706.

Why Our Horsebox Insurance

1. Comprehensive, TPFT, or third-party only cover
2. Personal, business, equine, and hire use covered
3. 3.5-tonne horseboxes to large HGVs
4. Living accommodation cover for horseboxes with quarters

What's NOT Covered

1. Injury to horses during transport (separate equine cover)
2. Wear and tear or mechanical breakdown
3. Modifications not declared on the policy
4. Use for racing or competitive driving events

Key Features of Our Horsebox Insurance

Your horsebox is essential for transporting horses safely. UK Sure provides specialist insurance covering the unique risks of horsebox ownership — from road travel to living accommodation.

All Sizes & Uses

From 3.5-tonne horseboxes to large HGVs. Personal transport, professional equine business, and hire and reward — all covered.

Living Accommodation Cover

Horseboxes with built-in living quarters can be covered for the fixtures, fittings, and contents of the accommodation area.

UK Sure works with specialist equine and agricultural vehicle insurers who understand horsebox ownership. Whether you attend local shows or compete nationally, our policies cover the way you use your horsebox.

Personal, business, and hire and reward
Low mileage discounts
Tack and saddlery cover available
Breakdown cover as optional add-on
Horsebox Insurance key features
● FAQS

Frequently asked questions

1. What is horsebox insurance?

Horsebox insurance covers your horsebox or horse trailer against theft, damage, fire, and liability. It protects the vehicle itself — separate equine insurance covers the horses. Call 01323 416706 for a quote.

2. What types of horseboxes do you insure?

We insure all types from 3.5-tonne horseboxes to large HGVs, including horseboxes with living accommodation. Personal, business, equine, and hire and reward use are all covered.

3. Does horsebox insurance cover the living quarters?

Yes. If your horsebox has built-in living accommodation, we offer living accommodation cover to protect the fixtures, fittings, and contents of the living area.

4. Can I get a low mileage discount?

Yes. If your horsebox does limited annual mileage, you may qualify for a low mileage discount. Tell us your expected mileage when getting a quote.

5. Does it cover hire and reward use?

Yes. Our horsebox policies cover hire and reward use — where you transport other people's horses for payment. This is essential cover for professional horsebox hire businesses.

6. Is breakdown cover available?

Yes. Breakdown cover can be added to your horsebox policy to provide roadside assistance and recovery if your horsebox breaks down. Call 01323 416706 to add it.