Campervan Insurance
What Is Campervan Insurance?
Campervan insurance provides tailored coverage for your home-on-wheels, protecting you against theft, accidents, fire, and third-party damages whether you are on the road or parked up. Whether you are touring the UK or exploring Europe, this insurance ensures peace of mind with features like breakdown assistance, personal belongings cover, and optional extras such as European travel and replacement vehicle cover.
At UK Sure, we cover all types of campervan — professional conversions, classic models built before 1992, self-build projects, and high-top, raised-roof, or fixed-roof vans. Comprehensive policies include awning, gas bottle, and generator cover up to £2,000, emergency accommodation for up to 14 days, and personal effects cover for camping equipment and belongings. We also offer optional agreed value on classic campervans so your payout reflects your van's true worth.
Getting insured is straightforward. We work with a range of specialist insurers to find the right cover for your campervan, no matter what type you own.
Call us on 01323 416706 or get a quote online.
Why Our Campervan Insurance
What's Not Covered
Key Features of Our Campervan Insurance
Your campervan is more than a vehicle — it is your home on the road. UK Sure provides specialist campervan insurance that covers everything from weekend getaways to extended European tours, with protection tailored to the way you use your van.
Awning, Gas & Generator Cover
Every comprehensive policy includes up to £2,000 cover for awnings, gas bottles, and generators — the essentials that make your campervan trips comfortable.
All Campervan Types Covered
From classic VW T2s to modern professional conversions and self-build projects, we have specialist cover for every type of campervan.
UK Sure works with specialist insurers to provide comprehensive campervan insurance that goes beyond standard motor cover. Whether you need protection for a weekend at a campsite or a three-month European tour, our policies cover the unique risks campervan owners face.
Frequently asked questions
1. What types of campervan does UK Sure insure?
We insure professional conversions, classic campervans built before 1992 (including VW T2 Split Bays, VW Devon T2s, and VW Westfalia Jokers), self-build projects, and all roof types including high-top, raised-roof, and fixed-roof campervans. For self-builds, call us on 01323 416706 so we can assess your vehicle and provide a quote.
2. Is campervan insurance a legal requirement?
Yes. If your campervan is used on public roads, you are legally required to have at least third-party motor insurance under the Road Traffic Act 1988. Even when your campervan is in storage, a specialist policy protects against theft, fire, and weather damage. Contact UK Sure on 01323 416706 to arrange the right level of cover.
3. Does campervan insurance cover personal belongings?
Yes. Our comprehensive policies include personal effects cover for camping equipment and belongings kept inside the campervan. Classic campervan policies provide up to £1,000 of personal belongings cover. If you carry high-value items, you may need to declare them separately for additional cover.
4. Can I get European travel cover on my campervan insurance?
Yes. Some policies include European cover as standard, while others offer it as an optional add-on. European cover protects you for trips abroad, including roadside assistance, recovery, and emergency accommodation. Always check your policy details before travelling and call us on 01323 416706 if you need to add European cover.
5. How can I reduce the cost of campervan insurance?
You can reduce your premium by installing additional security measures such as tracking devices or approved alarms, storing your campervan in a secure location like a locked garage, calculating your annual mileage accurately, and paying annually rather than monthly. A higher voluntary excess also reduces the premium, but make sure you can afford the excess if you need to claim.
6. What is agreed value cover for classic campervans?
Agreed value cover means you and your insurer agree on your campervan's value when the policy starts, including spare parts. If your campervan is written off, you receive the full agreed value rather than the market value at the time of the claim. This is particularly useful for classic and restored campervans where market value may not reflect the true worth of the vehicle.