Hairdresser & Barber Insurance
Hairdresser & Barber Insurance — Cover for Salons and Stylists
Hairdresser and barber insurance safeguards you against the risks associated with your daily work — from chemical reactions and allergic responses to accidental cuts, burns, and damage to customer property. Whether you operate a high street hair salon, rent a chair within a salon, or manage a barber shop, UK Sure can provide an insurance solution tailored to your business.
Our policies cover public liability, treatment risk cover, employer's liability (a legal requirement if you employ staff), stock and contents, and equipment cover. We also cover mobile hairdressers working from clients' homes, home-based stylists, and freelance barbers. Whether you are rocking it solo or running a multi-chair salon, insurance protects your business and your reputation.
Get a quote online or call us on 01323 416706 to speak to our team about hairdresser and barber insurance.
Why Our Hairdresser & Barber Insurance
What's NOT Covered
Key Features of Our Hairdresser & Barber Insurance
Working with chemicals, sharp tools, and heat means hairdressers and barbers face unique risks every day. UK Sure provides specialist insurance that covers the risks standard business policies miss.
Treatment Risk Cover
Protects against claims from adverse reactions to hair dye, bleach, perms, and chemical treatments — essential for any stylist or barber.
Mobile & Salon Cover
Whether you work from a salon, rent a chair, visit clients at home, or style from your own home — we have a policy that fits your setup.
UK Sure works with specialist beauty industry insurers who understand the hair and beauty trade. Our policies cover the specific risks of salon work, mobile styling, and barbering.
Frequently asked questions
1. Do mobile hairdressers need insurance?
Yes. Public liability and treatment cover are essential, especially when working in clients' homes. If you accidentally damage a customer's property or cause an adverse reaction, insurance covers the claim. Call 01323 416706 for a quote.
2. Is hairdresser insurance mandatory?
If you employ anyone, employer's liability insurance is legally required. Other types are not mandatory but are strongly recommended — most salon landlords and chair rental agreements require public liability.
3. Can I get cover for chair renters?
Yes. You can either add chair renters to your salon policy or require that they hold their own individual cover. Call 01323 416706 to discuss the best approach for your salon.
4. What insurance do I need as a barber?
Public liability covers injuries or accidents in your premises. Treatment risk cover protects against claims from adverse reactions to products. If you employ staff, employer's liability is legally required.
5. Does it cover chemical reactions and allergies?
Yes. Treatment risk cover protects against claims from adverse reactions to hair dye, bleach, chemical straightening, and other treatments. Always carry out patch tests where recommended.
6. What types of hair and beauty businesses do you insure?
We insure high street salons, barber shops, mobile hairdressers, home-based stylists, freelance barbers, and chair renters. Tell us your setup and we will find the right cover.