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Commercial Property Insurance

Commercial Property Insurance

Commercial Property Insurance — Cover for Business Premises

Commercial property insurance covers business premises — shops, offices, warehouses, factories, and mixed-use buildings — against fire, theft, flood, storm damage, and liability claims. Whether you own a single commercial property or a portfolio, the right insurance protects your building, your income, and your tenants.

At UK Sure, we offer cover for a range of commercial properties from our trusted network of leading insurers. You can place a single commercial property or a whole portfolio under one policy, including unoccupied, non-standard, residential, and mixed-use properties. Our policies cover buildings, contents, loss of rent, business interruption, and public liability.

Whether you own shops, offices, warehouses, or industrial units, UK Sure will find the right cover.

Get a quote online or call us on 01323 416706.

Why Our Commercial Property Insurance

1. Buildings cover for commercial premises
2. Contents and stock cover available
3. Loss of rent and business interruption cover
4. Public liability for property owners

What's NOT Covered

1. Wear and tear or gradual deterioration
2. Damage from lack of maintenance
3. Tenant's stock or equipment (their responsibility)
4. Vehicles on the premises (separate cover needed)

Key Features of Our Commercial Property Insurance

Your commercial property is a significant investment. UK Sure provides specialist insurance that covers the specific risks business premises face — from fire and flood to tenant liability.

All Property Types

Shops, offices, warehouses, factories, mixed-use buildings, and non-standard construction — we cover every type of commercial premises.

Portfolio Cover

Cover multiple commercial properties under one policy with one renewal date. Includes unoccupied, residential, and mixed-use properties.

UK Sure works with specialist commercial property insurers who understand business premises. Whether you own a single shop or a portfolio of industrial units, our policies are tailored to your property and your risk profile.

Single properties and portfolios
Loss of rent and business interruption
Public liability for property owners
Unoccupied and renovation periods covered
Commercial Property Insurance key features
● FAQS

Frequently asked questions

1. What is commercial property insurance?

Commercial property insurance covers business premises — shops, offices, warehouses, and industrial units — against fire, theft, flood, and liability claims. Call 01323 416706 for a quote.

2. Can I cover multiple commercial properties?

Yes. We offer portfolio policies covering multiple properties under one policy with one renewal date. This includes commercial, residential, mixed-use, and unoccupied properties.

3. Does it cover loss of rental income?

Yes. Loss of rent cover compensates you for rental income lost if your commercial property becomes uninhabitable due to an insured event. Business interruption cover is also available.

4. Do you cover non-standard commercial buildings?

Yes. We cover non-standard construction, listed buildings, mixed-use properties, and buildings with unusual features. Tell us about your property and we will find the right cover.

5. Is public liability included?

Public liability for property owners can be included in your commercial property policy. It protects you if a visitor, tenant, or member of the public is injured on your premises. Call 01323 416706.

6. How much does commercial property insurance cost?

The cost depends on the property type, location, rebuild value, use, and the level of cover. Get a quote online or call 01323 416706 for a competitive price.