Tradesman Insurance
Tradesman Insurance — Tailored Cover for UK Tradespeople
Tradesman insurance is a specialist policy designed to protect self-employed professionals and contractors from risks like property damage, injury to third parties, tool theft, and legal claims. Whether you are a sole trader, a family-owned business, or a larger contractor, standard business insurance does not cover the specific risks tradespeople face on site every day.
At UK Sure, we provide tradesman insurance tailored to your trade. Our policies cover public liability, employer's liability (a legal requirement if you employ staff), tools and equipment cover, and professional indemnity. We cover builders, plumbers, electricians, painters, decorators, carpenters, tilers, plasterers, roofers, garden designers, landscape gardeners, and many more trades.
Whether you work from a fixed premises or travel to customer sites, UK Sure will find the right cover for your trade.
Get a quote online or call us on 01323 416706.
Why Our Tradesman Insurance
What's NOT Covered
Key Features of Our Tradesman Insurance
As a tradesman, you face risks every day — from accidental damage at customer properties to tool theft from your van. UK Sure provides specialist insurance that covers the risks your trade demands.
All Trades Covered
Builders, plumbers, electricians, painters, carpenters, tilers, roofers, plasterers, garden designers, and many more — one policy tailored to your trade.
Tools & Equipment Cover
Protect your tools and equipment against theft and damage — whether they are on site, in your van, or at your premises.
UK Sure has been providing tradesman insurance since 2019. We understand the specific risks tradespeople face and work with specialist insurers to find cover that matches your trade, your turnover, and your budget.
Frequently asked questions
1. What is tradesman insurance?
Tradesman insurance is a tailored policy that protects self-employed professionals and contractors from risks like property damage, injury to third parties, and tool theft. It typically includes public liability, employer's liability, and tools cover. Call 01323 416706 for a quote.
2. Who needs tradesman insurance?
Anyone offering trade services such as builders, plumbers, electricians, painters, carpenters, tilers, roofers, and other manual trades. If you work at customer sites, you need public liability at minimum.
3. Is tradesman insurance a legal requirement?
Employer's liability insurance is mandatory if you employ staff. Public liability is not legally required for sole traders but is strongly recommended — many clients and contracts require it before you can start work.
4. What does tradesman insurance cover?
Public liability covers injury or damage to third parties. Employer's liability covers staff injuries. Tool insurance covers theft or damage to your tools. Professional indemnity covers claims from faulty advice or design work.
5. Can I cover multiple trades on one policy?
Yes. If you carry out more than one type of trade work, we can cover multiple trades under a single policy. Call 01323 416706 to discuss your requirements.
6. How much does tradesman insurance cost?
The cost depends on your trade, turnover, number of employees, and the level of cover you need. Get a quote online or call 01323 416706 for a competitive price tailored to your business.