Motorhome Insurance
Affordable Motorhome Insurance
Motorhome insurance is a legal requirement, and the right policy gives you peace of mind whether you take your vehicle out once a year or every weekend. UK Sure offers motorhome insurance for vehicles of any shape and size — from compact campervans to coach-built motorhomes and American-style RVs. We work with a range of insurers so you get the cover that matches your vehicle and how you use it.
Our comprehensive motorhome policies include awning, gas bottle, and generator cover up to £2,000, emergency accommodation for up to 14 days, personal effects cover, and in-car audio and visual equipment cover up to £500. Continental use for up to 270 days comes as standard with no green card required, and protected no claims bonus is available to keep your premiums low.
Motorhome insurance is available for drivers aged 25 to 79, with the proposer aged 30 or over. Whether you own a classic motorhome, a professional conversion, or a luxury American RV, get a quote online or call our team on 01323 416706.
Why Our Motorhome Insurance
Requirements & Exclusions
Key Features of Our Motorhome Insurance
Your motorhome is your ticket to freedom on the road. UK Sure provides specialist motorhome insurance with comprehensive cover that goes beyond standard motor policies, protecting your vehicle, your passengers, and your belongings wherever you travel.
270-Day Continental Use
Travel across Europe for up to 270 days as standard — no green card required. Perfect for extended European touring holidays.
Drivers Aged 25 to 79
We cover a wide age range, with the proposer aged 30 or over. Protected no claims bonus is available to keep your premiums competitive.
UK Sure works with a range of specialist motorhome insurers to provide cover for vehicles of every shape and size. Whether you own a compact campervan, a coach-built motorhome, or a luxury American RV, our policies are tailored to the unique risks motorhome owners face.
Frequently asked questions
1. Can I drive a motorhome on a car licence?
Yes. You can drive a motorhome on a standard Category B car licence as long as it weighs under 3,500 kg (Maximum Authorised Mass). This covers a wide range of models. If your motorhome is between 3,500 and 7,500 kg you need a C1 licence, and over 7,500 kg requires a full C licence. Call us on 01323 416706 if you are unsure which licence category you need.
2. What types of motorhome does UK Sure insure?
We insure all types — classic motorhomes, coach-built models, A-Class motorhomes, professional campervan conversions, and American-style RVs. Classic motorhome breakdown cover is available for models up to 20 years old. Whatever the size or style of your motorhome, we can find the right policy for you.
3. Is European cover included in motorhome insurance?
Yes. Our motorhome policies include continental use for up to 270 days as standard, with no green card required. This covers you for driving across EU countries. Some policies also offer extended European breakdown cover as an optional add-on. Call our team on 01323 416706 for details.
4. What is the difference between a campervan and a motorhome?
A campervan is typically smaller with basic sleeping, washing, and cooking provisions. A motorhome is larger and purpose-built for self-contained living, with clearly defined sleeping, living, and driving areas plus permanent sinks, cupboards, and facilities. The DVLA classifies motorhomes as motor caravans. Both require specialist insurance — standard car or van insurance may not cover the living equipment and contents.
5. Does motorhome insurance cover personal belongings?
Yes. Comprehensive policies include personal effects cover for equipment and belongings related to camping and caravanning. Awning cover protects against storm damage to your awning, and windscreen cover handles chips and cracks. High-value items may need to be declared separately.
6. How much does motorhome insurance cost?
Premiums depend on the motorhome's value, age, type, your driving history, and how you use the vehicle. You can reduce your premium by increasing your voluntary excess, fitting approved security devices, and keeping your motorhome in a secure location. Get a quote online for an instant price or call 01323 416706 to discuss your options.