Taxi Insurance
Taxi Insurance — Private Hire & Public Hire Cover
Taxi insurance is a legal requirement for anyone driving a taxi for a living. A standard private car insurance policy will not cover you — you need a specialist policy that protects you, your vehicle, and your passengers. Whether you drive a private hire minicab, a licensed black cab, or an Uber vehicle, UK Sure will find the right taxi insurance at a competitive price.
At UK Sure, we have access to a wide panel of specialist taxi insurers, allowing us to offer competitive quotes for private hire and public hire drivers across the UK. Our policies include £5 million public liability cover as standard, a comprehensive 24/7 claims service, driver assault cover, and replacement vehicle for non-fault accidents. We also offer unique Day Driver schemes for vehicles operating between 4am and 10pm only.
We cover all taxi types — private hire minicabs, hackney carriages, black cabs, MPVs, people carriers, and PCO-licensed vehicles. Flexible payment options are available with premiums spread across monthly instalments.
Get a quote online or call us on 01323 416706.
Why Our Taxi Insurance
What's NOT Covered
Key Features of Our Taxi Insurance
Your taxi is your livelihood. UK Sure provides specialist taxi insurance that covers the unique risks of carrying passengers for hire and reward — from public liability to driver assault cover.
£5 Million Public Liability
Every taxi policy includes £5 million public liability cover as standard — protecting you against claims from passengers and members of the public.
Private & Public Hire Covered
From Uber and Bolt drivers to licensed black cabs and hackney carriages — we cover all types of taxi operation across the UK.
UK Sure works with a wide panel of specialist taxi insurers to find competitive quotes. Whether you drive a minicab in London or a hackney carriage in Manchester, our policies are built for the demands of professional taxi driving.
Frequently asked questions
1. What types of taxi insurance do you offer?
We offer private hire insurance (minicabs, Uber, Bolt), public hire insurance (hackney carriages, black cabs), PCO insurance for TfL-licensed vehicles, and taxi fleet insurance for operators with two or more vehicles. Call 01323 416706 for a quote.
2. Is public liability included in taxi insurance?
Yes. All our taxi insurance policies include £5 million public liability cover as standard. This protects you if a passenger or member of the public is injured while using your vehicle.
3. Do Uber drivers need taxi insurance?
Yes. Insurers classify Uber, Bolt, and similar app-based drivers as private hire operators. You need private hire insurance — standard car insurance will not cover you. Call 01323 416706 for a competitive private hire quote.
4. What is a Day Driver scheme?
Day Driver schemes offer reduced premiums for taxis operating between 4am and 10pm only. If your vehicle is not used for hire and reward outside these hours, you could save money. Ask our team on 01323 416706.
5. Can I pay for taxi insurance monthly?
Yes. We offer flexible payment options with premiums spread across equal monthly instalments. This helps you budget without paying the full annual premium upfront.
6. What do I need to get a taxi insurance quote?
You will need a valid driving licence held for at least 12 months, a valid taxi licence, details of your vehicle, and your operating area. Most insurers require drivers to be aged 21 or over. Call 01323 416706 to get started.