Home Insurance

Home Insurance — Buildings & Contents Cover for Your Home

Home insurance protects your most valuable asset against damage, theft, fire, flooding, and unexpected events. Whether you need buildings insurance, contents insurance, or a combined buildings and contents policy, UK Sure compares policies from a wide range of insurers to find cover that fits your home and your budget.

At UK Sure, we provide tailored home insurance solutions for homeowners, first-time buyers, and those with non-standard properties. Our policies cover standard and non-standard construction, high-value homes, homes with flat roofs, listed buildings, and properties in flood-risk areas. Optional extras include accidental damage, home emergency cover, personal possessions away from home, and legal expenses.

Whether you own a terraced house, a detached property, or a flat, UK Sure will find the right cover.

Get a quote online or call us on 01323 416706.

Why Our Home Insurance

1. Buildings cover for the structure of your home

2. Contents cover for your belongings

3. Combined buildings and contents policies available

4. Non-standard construction and listed buildings accepted

What's NOT Covered

1. Wear and tear or gradual deterioration

2. Damage caused by lack of maintenance

3. Intentional damage or fraud

4. Business use of the property (separate cover needed)

Key Features of Our Home Insurance

Your home is your most valuable asset. UK Sure provides home insurance that covers the risks that matter — from storm damage to theft, with options for accidental damage and home emergencies.

Buildings & Contents

Protect the structure of your home and everything inside it. Combined policies cover both under one renewal for simplicity.

Non-Standard Properties

Flat roofs, listed buildings, timber frames, and unusual constructions — we cover properties that standard insurers often decline.

UK Sure compares home insurance from a wide range of insurers to find the right cover for your property. Whether you are a first-time buyer or have lived in your home for decades, our policies are tailored to your needs.

Terraced, semi-detached, detached, and flats

High-value homes and listed buildings

Personal possessions away from home

Legal expenses cover available

● FAQS

Frequently asked questions

1. What is home insurance?

Home insurance covers your property and belongings against damage, theft, fire, and other risks. Buildings insurance covers the structure, contents insurance covers your possessions, and combined policies cover both. Call 01323 416706 for a quote.

2. Do I need buildings and contents insurance?

If you own your home, buildings insurance protects the structure. Contents insurance protects your furniture, electronics, and personal belongings. Most homeowners benefit from a combined policy covering both.

3. Does home insurance cover flood damage?

Yes. Most home insurance policies cover flood damage as standard. If your property is in a high-risk flood area, some insurers may apply additional terms. Call 01323 416706 to discuss your property.

4. Can I insure a non-standard construction home?

Yes. UK Sure covers non-standard construction including flat roofs, timber frames, listed buildings, thatched roofs, and properties with unusual features. Tell us about your property and we will find the right cover.

5. What is accidental damage cover?

Accidental damage cover protects against unintentional damage — such as spilling paint on a carpet or putting a foot through a ceiling. It is an optional extra on most home insurance policies.

6. How much does home insurance cost?

The cost depends on your property type, location, rebuild value, contents value, and the level of cover you choose. Get a quote online or call 01323 416706 for a competitive price.