Catering Van Insurance
Catering Van Insurance — Specialist Cover for Mobile Food Businesses
Catering van insurance is a specialist commercial vehicle policy designed for mobile food businesses operating from vans and trailers. Standard van insurance does not cover the unique risks of running a catering operation — hot food preparation, gas equipment, cooking fixtures, and stock. Whether you run a burger van, fish and chip van, mobile barista unit, or ice cream truck, you need a policy that protects your vehicle, your equipment, and your livelihood.
At UK Sure, we work with a panel of specialist catering van insurers to find you competitive cover tailored to your business. Our policies cover the vehicle itself plus fixtures and fittings as standard, with fire cover included for all hot food vans. Optional extensions include breakdown and recovery, legal expenses, business interruption, loss of stock, frozen food cover, and employer's liability up to £10 million. Public liability and product liability cover up to £5 million is also available.
We insure all types of catering vans — burger vans, sandwich vans, kebab vans, hot dog vans, coffee vans, catering trailers, mobile catering bars, and eco-friendly electric Tuk Tuks. Both mobile and static catering vans are covered. Operators running a fleet of drivers to deliver hot food to customers will also want a separate fast food delivery insurance policy on those vehicles.
Get a quote online or call us on 01323 416706 to speak to our catering van insurance specialists.
Why Our Catering Van Insurance
What's NOT Covered
Key Features of Our Catering Van Insurance
Running a mobile food business means your van is your kitchen, your shop, and your livelihood. UK Sure provides specialist catering van insurance that covers the risks standard van policies miss — from cooking equipment and fire damage to stock loss and public liability.
Fire Cover as Standard
Every hot food van policy includes fire cover automatically. Your cooking equipment, gas bottles, and vehicle are protected against fire damage at no extra cost.
Fixtures & Fittings Included
Ovens, fryers, refrigeration units, grills, and all permanently installed equipment are covered as standard — not as an expensive add-on.
UK Sure works with specialist catering van insurers who understand the mobile food industry. Whether you trade at festivals, markets, events, or a fixed pitch, our policies are built for the way you work. We cover modified vans, accept policyholders aged 21 and over, and offer flexible payment options.
Frequently asked questions
1. What is catering van insurance?
Catering van insurance is a type of commercial vehicle insurance specifically designed to cover mobile food businesses operating from catering vans or trailers. It covers the vehicle, fixtures and fittings, and can include public liability, employer's liability, and stock cover. Call us on 01323 416706 for a quote.
2. What does catering van insurance cover?
It covers vehicle damage, fire, theft, and your fixtures and fittings as standard. Optional extensions include public liability up to £5 million, employer's liability up to £10 million, breakdown and recovery, business interruption, loss of stock, and frozen food cover.
3. Is public liability included in catering van insurance?
Public liability can be added to your policy and is strongly recommended for any food business serving the public. Our policies offer cover up to £5 million for public liability and product liability. Speak to our team on 01323 416706 to add this to your quote.
4. Can I insure fixed kitchen equipment inside the van?
Yes. Our catering van policies cover permanently installed cooking and refrigeration equipment as standard under the fixtures and fittings section. This includes ovens, fryers, grills, bain-maries, and refrigeration units.
5. Do I need employer's liability insurance for my catering van?
If you employ anyone — even part-time or seasonal staff — employer's liability insurance is a legal requirement in the UK. Our policies offer employer's liability cover up to £10 million. Call 01323 416706 to add it to your catering van policy.
6. What types of catering vans do you insure?
We insure all types: burger vans, fish and chip vans, ice cream vans, hot dog vans, sandwich vans, kebab vans, coffee vans, mobile catering bars, catering trailers, and electric Tuk Tuks. Both mobile and static catering vans are covered. Tell us what you operate and we will find the right policy.