Tractor Insurance
Tractor Insurance — Protect Your Agricultural Vehicle
Tractor insurance covers your tractor against theft, accidental damage, fire, and third-party liability — whether you use it for agricultural work, ploughing matches, or road travel between sites. Your tractor is a huge asset that plays a significant part in your business, so it is essential to ensure you are properly covered to keep things running smoothly.
At UK Sure, we provide tractor insurance for agricultural use, road risk, and off-road work. Our policies cover modern working tractors, vintage models, and specialist agricultural vehicles. We offer comprehensive, third-party fire and theft, or third-party only cover, with options for agreed value on vintage tractors and liability cover for contractors.
Whether you own one tractor or a fleet, UK Sure will find the right cover.
Get a quote online or call us on 01323 416706.
Why Our Tractor Insurance
What's NOT Covered
Key Features of Our Tractor Insurance
Your tractor is essential to your livelihood. UK Sure provides specialist tractor insurance that covers the risks of agricultural work — from road travel to field operations.
Road Risk & Off-Road
Whether your tractor travels on public roads between sites or works exclusively on farmland, our policies cover both road risk and off-road agricultural use.
Agreed Value Available
For vintage or high-value tractors, agreed value cover ensures your payout reflects the true worth of your vehicle — not a depreciated market value.
UK Sure works with specialist agricultural insurers who understand farming. Whether you run a small holding or a large arable farm, our tractor policies are built for the demands of agricultural work.
Frequently asked questions
1. Do I need insurance for a tractor?
Yes. If your tractor is used on public roads, you are legally required to have at least third-party insurance. Even for off-road agricultural use, insurance protects against theft, fire, and liability. Call 01323 416706 for a quote.
2. What types of tractors do you insure?
We insure modern working tractors, vintage tractors, compact tractors, and specialist agricultural vehicles. Both road-legal and off-road-only tractors are covered.
3. Does tractor insurance cover road use?
Yes. Road risk cover is included in our tractor policies, covering your tractor while travelling on public roads between fields, farms, or sites.
4. Can I get agreed value for my tractor?
Yes. Agreed value cover means you and the insurer agree on the tractor's value when the policy starts. If it is written off, you receive the agreed amount rather than market value.
5. Are implements and attachments covered?
Implements and attachments may need separate cover depending on your policy. Call 01323 416706 to ensure your ploughs, trailers, and other equipment are included.
6. How much does tractor insurance cost?
The cost depends on the tractor's value, age, use, and the level of cover. Get a quote online or call 01323 416706 for a competitive price.